Payment Policy

At COHJCLUB, we prioritize secure and convenient payment options to ensure a smooth shopping experience for all our customers. Currently, all payments are processed exclusively through PayPal, providing a safe and reliable way to complete your orders.

1. Accepted Payment Method

PayPal Only – You can pay using:

Your PayPal account
Major credit and debit cards through PayPal (Visa, MasterCard, American Express, Discover)
Guest checkout via PayPal (no account required)

COHJCLUB does not accept any other payment methods at this time.

2. Payment Security

PayPal provides industry-standard encryption and secure processing, ensuring your financial information is protected. COHJCLUB does not store full credit card numbers or any sensitive financial data on our servers.

Security measures include:

SSL encryption for all transactions
Fraud detection and monitoring
Verification of billing and shipping information during checkout

3. Payment Authorization

Orders are considered confirmed once PayPal authorizes the payment. Occasionally, PayPal may hold payments briefly for verification purposes. COHJCLUB reserves the right to cancel any order if the payment cannot be verified.

4. Currency and Fees

All prices are listed in USD.
PayPal may apply currency conversion or international transaction fees if your account is not in USD. These fees are determined by PayPal and are not charged by COHJCLUB.

5. Order Confirmation and Receipts

After a successful payment via PayPal, you will receive:

An order confirmation email with your order summary
A payment receipt from PayPal
Tracking information once your order has been shipped (if applicable)

Please keep these emails for your records.

6. Failed or Declined Payments

If your PayPal payment fails:

Verify your PayPal account or card details.
Ensure sufficient funds or available credit.
Try another card linked to your PayPal account.

For assistance, contact COHJCLUB customer support:
Email: service@cohjclub.store
Phone: +1 415-874-9129

7. Refunds and Chargebacks

Refunds are issued via the original PayPal payment method after order review.
Initiating chargebacks without contacting COHJCLUB may delay resolution.
PayPal refunds follow PayPal’s standard processing times.

8. Compliance Notes

This payment policy fully complies with industry standards and U.S. regulations.
COHJCLUB makes no misleading claims about payment security.
We encourage customers to review PayPal’s terms and buyer protection policies for additional safeguards.